Going through a car accident can be a confusing experience. With everything going on around you, it can get overwhelming. That is why knowing what to expect following an accident can help you manage this situation easily and effectively.
At K.E. Bradley Attorney & Counselor at Law, I understand how challenging it is after an accident. That being said, I have the practice and knowledge to help you pursue fair compensation and look toward a brighter future. I proudly serve clients in Missouri City, Sugar Land, Katy, Friendswood, Pearland, and Fresno, Texas.
What Is the Personal Injury Claim Process in Texas?
Texas is an at-fault state. This situation means that the party responsible for the accident must pay for the other party’s damages and personal injuries. Responsibility or liability is determined based on negligence. In other words, negligent actions, or failing to act due to negligence, determines who is at fault for the accident.
In an at-fault state, accident victims can claim property damage and personal injury compensation through the liable party’s insurance. Please note that the statute of limitations is two years in Texas. So, I always recommend my clients file a claim with the liable party’s insurance as soon as possible.
How Can You Get Compensation for Property Damage?
First, the insurance companies must determine the liable party. In general, insurance companies investigate separately and then agree on a liability decision.
After, property damage to vehicles must be assessed by an adjustor. An estimate for the damages is produced to quantify the dollar amount to be paid out. The victim can then begin getting the car repaired at a shop within their policy’s coverage.
Depending on policy coverages, the vehicle owner gets a check for a fixed amount. The vehicle owner can take their car to any shop they wish. However, if the repair cost exceeds the amount paid out, the owner cannot claim these additional repairs.
Please bear in mind that taking vehicles to affiliated shops allows additional repairs to be covered. As a result, most insurance companies pay the repair shop directly.
How Can You Get Compensated for Medical Expenses?
Medical bills resulting from the accident are covered by personal injury protection. Policies have varying limits on personal injury protection. Unfortunately, accident victims may initially need to cover medical bills with their own health insurance or out of pocket. This situation is why I always urge my clients to keep careful records. Saving medical reports, bills, invoices, and proof of payment is essential. You will need this documentation during the personal injury claims process.
Please note that most insurance policies pay hospitals or other insurance companies directly. You may receive a check for expenses paid out of pocket. As such, I always recommend seeking medical attention immediately, even if you don’t experience any symptoms. Failing to seek medical attention can be used against you when you file a personal injury claim. Moreover, filing a personal injury claim as soon as possible is crucial. Waiting too long to file a claim can also be held against you.
Why Do You Need a Personal Injury Attorney on Your Side?
Having a comprehensive car accident and personal injury attorney on your side can help you get fair compensation. An attorney can negotiate with insurance companies to recover fair compensation. A trusted personal injury attorney can help you file a lawsuit if the insurance company fails to pay fair compensation.
If the accident occurs in a no-fault state, an experienced personal injury attorney can help you file a lawsuit against the at-fault driver, particularly in cases of wrongful death and disability.
Finding the Right Personal Injury Attorney in Texas
At K.E. Bradley Attorney & Counselor at Law, I enjoy providing legal advice to anyone who seeks my help. I believe in showing a strong attitude while being careful and attentive to my clients’ needs.
Reach out today to get the practiced legal assistance that you deserve. I proudly serve clients in Missouri City, Sugar Land, Katy, Friendswood, Pearland, and Fresno, Texas.